NOTARY FAQ'S

 A Jurat is a specific type of notarial act in which a notary public certifies that a person has sworn to or affirmed the truthfulness of the contents of a document. The jurat involves a process where the signer: 

 An acknowledgment is a notarial act in which a notary public certifies that the signer of a document has appeared before the notary, was identified by the notary, and has acknowledged that they executed the document freely and willingly.  

 A Loan Signing Agent (LSA) is a specialized type of notary public who is trained and certified to handle the notarization of loan documents. Their primary role is to facilitate the signing process for mortgage loan documents, ensuring that all necessary signatures, initials, and dates are correctly placed, and that the documents are properly notarized. Loan Signing Agents play a crucial role in real estate transactions, particularly in the closing process of loans. 

 Notarization does not guarantee that the information on a document is accurate or legal. The signer is responsible for the content of the document. The Notary Public simply certifies the signer’s identity, usually by verifying a current identifying document containing a photo, physical description, and signature. 

NO, a Notary Public cannot give legal advice unless they are also a licensed attorney. Notaries are limited to performing specific duties related to the notarization of documents, such as verifying identities, witnessing signatures, administering oaths, and ensuring the proper execution of documents. Providing legal advice falls outside the scope of their authorized duties. 

• All signer(s) must be present at the time of the appointment
• All signer(s) must provide an original up to date photo I.D.(no copies or expired I.D.’s)
• The signer(s) must be of sound mind, alert, and mentally competent
• The signer must want to sign the document being notarized
• The document or form requiring notarization must be completely filled out. Notaries do not draw up documents or help you with filling out the document.

• The document was incomplete or blank
•  The signer was not physically present at the time of the appointment
• The signer had been adjudicated mentally incapacitated and had not been restored to capacity as a matter of record
• The signer could not produce acceptable identification; valid legal government issued identification
• The signer appeared to be intoxicated, sedated, or disoriented
• The Notary knew, was informed or suspected that the transaction was illegal, false, or deceptive.